Residential Insurance

Residential Insurance, often referred to as Personal lines insurance, refers to a range of insurance policies designed to protect individuals and their families from financial losses related to personal property, assets, and liabilities. Unlike commercial lines insurance tailored for businesses, these policies focus on individual needs and risks associated with everyday life.

Key Policies under Personal Lines Insurance:

Automotive

Autos

Fifth-Wheel

Historic/Classic Autos

Historic/Classic Motorhomes

Mexico Insurance

Military Vehicles

Motorcycles

Motorhomes/RV

Rideshare / UBER / LYFT

Scooters/Mopeds

Travel Trailers

Utility Trailers

Event

Arts & Craft Shows

Beer Gardens/Liquor Gardens

Birthday Parties

Charitable Fundraisers

Concerts

Conventions

Fairs/Festivals

Farmers’ Markets

Shows (Cars, Planes, etc.)

Picknicks/BBQs

Reception/Weddings

Home

Home/Seasonal/Cabin

Condo/Townhome

High-Value Home

Manufactured/Mobilehome

Renters/Tenants

Hobby Farm/Acreage

Historic Home

Apartment Buildings

Short/Long Term Rentals

Vacant Properties

Flood/Earthquake

Umbrella

Life

Accidental Death

Annuities

Final Expense

Key Person/Buy Sell

Return of Premium

Short/Long Term Disability

Speciality - Pilots

Term

Univeral

Whole

Personal

Action Figures/Dolls

Books/Manuscripts

Cameras/Lens/Tripod

Coins/Stamps

Computers/Electronics

Furs/Leather

Golf Clubs/Bicycles/Skis

Guitars/Violins/Painos

Guns/Swords/Knifes

Painting/Sculptures

Rings/Necklaces/Watches

Silverware/China/Crystal

Trading Cards/Comic Books

Umbrella

Risk-adverse homeowners

High-net-worth individuals

High-risk occupations

Landlords

Rental property owners

Powersports

ATV/UTV

Boats

Cabin Cruisers

Go-Carts

Golf Cart

Dirtbikes

Houseboats

Jetskis

Pontoons

Snowmobile/Snowbike

Yachts